Under the Pennsylvania Workers’ Compensation Act workers' compensation coverage is mandatory for most employers in Pennsylvania. Employers who do not have workers' compensation coverage may be subject to lawsuits by employees and to criminal prosecution by the commonwealth.
Some employers are exempted from workers' compensation coverage. Exemptions include: people covered under other workers' compensation acts, such as railroad workers, longshoremen and federal employees; domestic servants (coverage is optional); agricultural workers who work fewer than 30 days or earn less than $1,200 in a calendar year from one employer; and employees who have requested, and been granted, exemption due to religious beliefs or their executive status in certain corporations.
Workers’ compensation coverage protects your business from direct lawsuits from employees. In addition, it provides the protection you need to compensate employees for medical expenses and lost wages because of a work-related injury.
Of course, one of the best ways to avoid injuries on the job is through safe practices and Pinnacle can help your business with loss control measures. We also can provide options for dividend plans that reward good safety records with premium dollars returned.
Let an expert at Pinnacle work with you to find the right workers’ compensation and loss control solution for your business.